Assisting With Your Long Term Disability Claim

It’s never too early or too late to hire an attorney to represent you in your disability case. You do not have to wait to be denied by your insurance company before talking to an attorney. We offer several services that can protect your interests. Here are some examples of how we can help:

  • Assist you with your initial application for Long Term or Short Term Disability benefits.
  • Help manage your monthly Long Term Disability benefits.
  • Appeal a denial of your Long Term or Short Term Disability benefits.

Insurance companies frequently design their paperwork to elicit answers that could form the basis for a denial. An attorney can alert you to the tricks and traps commonly used by insurers to deny benefits. We will make sure your application contains all your relevant medical records, and work with your physicians to obtain supportive opinions about your work-related limitations. Knowing the right questions to ask your doctors, rather than relying on the often biased paperwork provided by your insurance company, is an invaluable benefit. In addition, our office will be your advocate and will handle all the calls and paperwork with your insurance company to keep you at ease.

Often times insurance companies will start to ramp up their investigations on clients currently receiving benefits by setting up interviews/exams/investigations/surveillance, etc. It is important to have an attorney on your side to keep your benefits active. We will work with your insurance company on a monthly basis to keep your benefits from terminating. This service allows us to work with the insurance company directly. All correspondences and phone calls come directly to our office. We are familiar with the strategies used to terminate Long Term Disability benefits and can help you avoid termination.

If you have already filed your initial application and have been denied, it is critical to hire an attorney to help with your administrative appeals. Long and Short Term Disability policies contain strict timelines, often 180 days, to appeal a denial, so do not delay.  Please call the O’Ryan Law Firm if you need assistance applying for short term or long term disability benefits or would like help on a monthly basis managing your claim with the insurance company.