O’Ryan Law Firm, on behalf of Plaintiff Amy R., recently filed a lawsuit against Sun Life and Health Insurance Company (“Sun Life”). The Plaintiff was employed as an Accounting Clerk with Members Advantage Credit Union for many years which made her eligible for disability benefits under the Members Advantage Credit Union Insurance employee benefit plan. Her employer provided her with both short and long term disability coverage in the event she became unable to continue working due to a serious illness or injury. However, the insurance company who insured the benefits, Sun Life, refused to complete their end of the bargain and prematurely terminated Amy’s disability benefits despite the fact her doctors continued to report that she was unable to return to work.
Facts of the Case
Amy was a very hard working and productive employee of Members Advantage Credit Union for over twenty years until she became disabled in 2014 due to the disabling effects of lumbar and cervical herniated discs, back pain, degenerative disc disease, chronic pain, lumbar radiculitis, and osteoporosis. She had struggled with these conditions for many years but loved her job and did everything possible to continue working as long as possible despite the chronic pain she endured from her multiple back problems.